Our Services


Great for First Time Home Buyers FHA mortgages also help borrowers with bankruptcies or foreclosures in the last 2 years.

Reverse Loans

If you are 62 or older and have equity in your home a Reverse Mortgage is a great tool in retirement.


For our Veterans–First of all THANK YOU! Unlike Conventional Mortgages or FHA Loans, VA Loans will go to 100%


Cash Out Refinances to 85% with LPMI. Rate & Term Refi & Purchases to 95% with LPMI. LPMI has No Monthly Mortgage Insurance.

Recent News

Homeowner Equity Continues To Increase

When you buy a house, you’re not just purchasing a place to live. You’re also making an investment in the real estate market. Which means, as your home’s value grows, so does your equity. Equity, of course, refers to the amount a property is worth minus the amount still owed on the mortgage. Put simply,

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The Best Markets For First-Time Home Buyers

Buying a house in a competitive market can be challenging, even for buyers that have been through it before. Getting into a bidding war with another buyer means possibly pushing your budget, or worse, losing the house you set your sights on. But finding and buying a house in a competitive market is especially intimidating

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Income Has Risen But Will It Lead To Home Sales?

A rising number of Americans surveyed for Fannie Mae’s monthly Home Purchase Sentiment Index say their income is higher than it was last year at this time. But has more money made them more likely to buy or sell a house? Well, according to February’s survey results, it’s hard to say. That’s because, after an

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The Top Sacrifices Millennial Buyers Say They’ll Make

Buying a house is a major financial transaction and, for most Americans, the largest one they’ll ever undertake. So pulling the necessary resources together to be able to afford the upfront costs, in addition to the ongoing obligations, maintenance, and upkeep can be difficult. Especially for first-time home buyers who don’t have the benefit of

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Nearly 60% Of Homeowners Plan Home Improvements

If you’re a homeowner, you know the to-do list is never ending. And, if you’re a buyer, you’ll know soon enough. That’s because, owning a home means maintaining a home. Proof of that can be seen in the fifth annual LightStream Home Improvement Survey. According to the results, 58 percent of surveyed homeowners say they’re

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Buyers Expand Search In Quest For Affordable Homes

It’s no secret that home prices have been increasing lately, and especially in the nation’s most populous metropolitan areas. So what are home buyers doing to ensure they find – not only a house they love – but one that fits well into their budget? Well one strategy is to look beyond the priciest locations

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